Micro-businesses struggling for finance are often the same ones going underinsured

Bank guarantees can tie up 15% of a contractor's turnover and the surety capacity replacing them is placed through specialist brokers

They include a new director and a new HR chief

The anniversary comes with a new brand and website, and a growing focus on AI-driven risk

Direct and facultative business grew nearly 2%, but treaty reinsurance gave back some of last year's 10% jump

Tom Geraghty steps up to lead Marsh Europe, continuing a pattern of internal succession at the top of the business

British firms are more likely to be hacked than their global peers, and among the highest spenders on cyber resilience too